My FICO

myFICO makes it easy to understand your credit with FICO Scores, credit reports and alerts from all 3 bureaus. See how MyFICO works, and learn how we can help you.

Get the right Fico score for your credit goals

FICO^® Scores are the only credit score used by 90% of top lenders. Other credit scores can vary as much as 100 points. Knowing your FICO Scores helps you apply for loans with confidence and avoid surprises.

MyFICO provides FICO Scores based on your Experian, TransUnion and Equifax reports. When you apply for credit, lenders may use one or more of these bureaus.

With standard and industry specific versions of the FICO Score, you can get the right score for your goal, including the versions most frequently used when you apply for a mortgage, auto loan or credit card.