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Third Federal will provide you with the lowest interest rate on a similar Home Equity Loan (HELOAN) offered by any properly licensed lender, or pay you $1,000. A similar HELOAN must be for the same subject property, term, initial or permanent rate period, loan amount, LTV requirements, lien position and prepayment or early termination policy, and the other lender’s HELOAN must have the same or a lower amount of fees or costs. All eligible Third Federal discounts will be applied to the rate prior to comparison to a competitor rate. The Lowest Rate Guarantee applies to second lien equity products only, and does not apply to first lien equity products. Requests can be submitted up to three business days prior to making application at Third Federal. Rate challenges will be accepted up to 10 days prior to loan closing. Competitor rate documentation must be submitted at the same time as the competitive rate adjustment request. Prospective HELOAN customers submitting a competitive rate adjustment request will receive a decision (approval or denial) as quickly as possible.

Third Federal Savings & Loan
Third Federal Savings & Loan

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